Citizens Advice Bureau Jersey

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4.9.0 / 13.15.3
Interest on debts

Extent: Jersey
Updated 05 May 2020

Words you may want to know

Debtor – a person who owes money

If you have won your case (claim) for money owed to you or for damages (compensation) in either the Petty Debts Court or the Royal Court you can ask the Court for interest to be added to the amount owed to you.

The Court decides whether to award interest and if it does, the interest owed will be worked out or calculated from the date when the money should have been paid, up until the time you are given judgement and have won your case. The Court Order will show how the total amount that the debtor must pay is calculated.  The interest continues to be applicable until a set date or until the judgment is satisfied.  


David owes Sally money and the court gives judgement in favour of Sally in July and makes an Order for David to pay Sally the money he owes her with an extra sum of money added on for interest.

David does not pay Sally any money until December when he pays her the full amount in the Court Order. However, although he has paid Sally all the money he owed her, Sally can file another summons with the Court and ask the court for an extra amount of interest on the money she was owed for the period between July – December because David did not pay her straight after the Court hearing.  The amount would be the interest she has lost by not receiving the money quickly after the judgement was made.

Note: When interest rates are low, and the amount of the debt small, it might not be worthwhile going back to court as the legal fees to take the case back to court might be more than the interest which is received.